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under 45 Health & Dental Insurance plans

Our Plans

You can choose from one of our most popular plan combinations, or build a plan that's right for you.

Health & Dental plans recommended for:

Single, Single Parents, Couples, Starting a Family, Married with Children

Get up to $250,000 in medical benefits with any of these plans and help maintain the life you've built. Each package also covers 80% of dental expenses for routine work and some specialized procedures.

All our plans start with Basic Extended Health Care (EHC), and allow you to add optional Drug and/or Dental coverage.

BASIC EXTENDED HEALTH CARE

Pays for medical costs not covered by your provincial government, including:

  • Up to $400/year per paramedical service, such as massage therapists, chiropractors etc.;
  • Up to $200 every 2 years for prescription glasses/contact lenses;
  • Up to $3,000/year for registered nurses and approved medical equipment.
Option 1 (EHC + Dental 2)

An affordable option for those who require greater dental protection.

THIS PLAN DOESN’T
INCLUDE DRUG ADD-ONS

DENTAL 2

Covers your out-of-pocket dental costs, including:

  • Up to $900/anniversary year for basic services, such as examinations, cleanings, fillings, x-rays, select extractions and some specialized procedures such as root canals.
Option 2 (EHC + Drug 1 + Dental 2)

Ideal for basic prescriptions and enhanced dental services.

DRUG 1

Covers the cost of prescription drugs, including:

  • Up to $400/year for generic prescription drugs;
  • $6.50/prescription for dispensing fees.
DENTAL 2

Covers your out-of-pocket dental costs, including:

  • Up to $900/anniversary year for basic services, such as examinations, cleanings, fillings, x-rays, select extractions and some specialized procedures such as root canals.
Option 3 (EHC + Drug 2 + Dental 2)

Providing you with the added protection you need.

DRUG 2

Covers the cost of prescription drugs, including:

  • Up to $5,000/year for generic prescription drugs;
  • Full coverage of reasonable and customary dispensing fees.
DENTAL 2

Covers your out-of-pocket dental costs, including:

  • Up to $900/anniversary year for basic services, such as examinations, cleanings, fillings, x-rays, select extractions and some specialized procedures such as root canals.

Single, Single Parents, Couples or Married with Children

These plans make choosing the health care of your loved ones easier with up to $400/year for each paramedical service, the choice of 70% or 80% coverage for routine dental expenses and 70% or 75% coverage for prescription drugs.

All our plans start with Basic Extended Health Care (EHC), and allow you to add optional Drug and/or Dental coverage.

BASIC EXTENDED HEALTH CARE

Pays for medical costs not covered by your provincial government, including:

  • Up to $400/year per paramedical service, such as massage therapists, chiropractors etc.;
  • Up to $200 every 2 years for prescription glasses/contact lenses;
  • Up to $3,000/year for registered nurses and approved medical equipment.
Option 1 (EHC + Drug 1 + Dental 1)

An ideal plan for occasional prescriptions and dental visits.

DRUG 1

Covers the cost of prescription drugs, including:

  • Up to $400/year for generic prescription drugs;
  • $6.50/prescription for dispensing fees.
DENTAL 1

Covers your out-of-pocket dental costs, including:

  • Up to $700/anniversary year for basic services, such as examinations, cleanings, fillings, x-rays, select extractions.
Option 2 (EHC + Drug 1 + Dental 2)

Ideal for basic prescriptions and enhanced dental services.

DRUG 1

Covers the cost of prescription drugs, including:

  • Up to $400/year for generic prescription drugs;
  • $6.50/prescription for dispensing fees.
DENTAL 2

Covers your out-of-pocket dental costs, including:

  • Up to $900/anniversary year for basic services, such as examinations, cleanings, fillings, x-rays, select extractions and some specialized procedures such as root canals.
Option 3 (EHC + Drug 2 + Dental 2)

Providing you with the added protection you need.

DRUG 2

Covers the cost of prescription drugs, including:

  • Up to $5,000/year for generic prescription drugs;
  • Full coverage of reasonable and customary dispensing fees.
DENTAL 2

Covers your out-of-pocket dental costs, including:

  • Up to $900/anniversary year for basic services, such as examinations, cleanings, fillings, x-rays, select extractions and some specialized procedures such as root canals.

Baby Boomer, Empty Nester or Early Retiree

You're ready to tackle new challenges. These plans will support you with up to $400/year for each paramedical service, up to $400/year for prescription drugs and up to $900/anniversary year for routine dental expenses and some specialized procedures.

All our plans start with Basic Extended Health Care (EHC), and allow you to add optional Drug and/or Dental coverage.

BASIC EXTENDED HEALTH CARE

Pays for medical costs not covered by your provincial government, including:

  • Up to $400/year per paramedical service, such as massage therapists, chiropractors etc.;
  • Up to $200 every 2 years for prescription glasses/contact lenses;
  • Up to $3,000/year for registered nurses and approved medical equipment.
Option 1 (EHC)

Great for those who don't need drug or dental coverage.

THIS PLAN DOESN’T
INCLUDE DRUG ADD-ONS

THIS PLAN DOESN’T
INCLUDE DENTAL ADD-ONS

Option 1 (EHC + Drug 1 + Dental 1)

An ideal plan for occasional prescriptions and dental visits.

DRUG 1

Covers the cost of prescription drugs, including:

  • Up to $400/year for generic prescription drugs;
  • $6.50/prescription for dispensing fees.
DENTAL 1

Covers your out-of-pocket dental costs, including:

  • Up to $700/anniversary year for basic services, such as examinations, cleanings, fillings, x-rays, select extractions.
Option 3 (EHC + Drug 1 + Dental 2)

Ideal for basic prescriptions and enhanced dental services.

DRUG 1

Covers the cost of prescription drugs, including:

  • Up to $400/year for generic prescription drugs;
  • $6.50/prescription for dispensing fees.
DENTAL 2

Covers your out-of-pocket dental costs, including:

  • Up to $900/anniversary year for basic services, such as examinations, cleanings, fillings, x-rays, select extractions and some specialized procedures such as root canals.

Retired or Active Seniors

Like your life, your health care plan is full of possibilities. You can just get help with routine medical expenses, including up to $200 every 2 years for prescription glasses/contact lenses, or a more comprehensive plan with up to $400/year for prescription drugs and up to $700/anniversary year for routine dental expenses.

All our plans start with Basic Extended Health Care (EHC), and allow you to add optional Drug and/or Dental coverage.

BASIC EXTENDED HEALTH CARE

Pays for medical costs not covered by your provincial government, including:

  • Up to $400/year per paramedical service such as massage therapists, chiropractors etc.;
  • Up to $200 every 2 years for prescription glasses/contact lenses;
  • Up to $3,000/year for registered nurses and approved medical equipment.
Option 1 (EHC)

Great for those who don’t need drug or dental coverage.

THIS PLAN DOESN’T
INCLUDE DRUG ADD-ONS

THIS PLAN DOESN’T
INCLUDE DENTAL ADD-ONS

Option 2 (EHC + Dental 1)

Ideal to cover the occasional dental visit and health care expenses.

THIS PLAN DOESN’T
INCLUDE DRUG ADD-ONS

DENTAL 1

Covers your out-of-pocket dental costs, including:

  • Up to $700/anniversary year for basic services, such as examinations, cleanings, fillings, x-rays, select extractions.
Option 3 (EHC + Drug 1 + Dental 1)

An ideal plan for occasional prescriptions and dental visits.

DRUG 1

    Prescription Drugs - Seniors’ Drug Coverage

    Prescription Drugs - Shared Dispensing Fee

$6.50 per prescription

DENTAL 1

Covers your out-of-pocket dental costs, including:

  • Up to $700/anniversary year for basic services, such as examinations, cleanings, fillings, x-rays, select extractions.

Keep enjoying health care benefits with FollowMe™ Health Insurance.* Apply within 60 days of leaving your group plan to transition to FollowMe with no medical questionnaire required!

* Benefits available under a FollowMe Health plan will not be identical to those under your former group health plan.

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